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At Gulf Coast Bank & Trust Company,
we understand the importance of the responsibility that you
have entrusted to us. Gulf Coast Bank is proud of the
sophisticated level of data security and privacy supplied to
its Internet Banking accountholders. ITI and Unisys
(nationally recognized vendors) have helped our data
processing service bureau implement Internet security plans
by selecting best-of-breed vendors for multiple functions.
Data security is provided on multiple levels: by company
policy, firewall, intrusion detection software, network
monitoring, and application-level security.
Company
Policy
Our data processing service bureau is prohibited from
accumulating and distributing or selling our aggregated
account holders' information to third parties. In order to
identify and communicate with you through our web site Gulf
Coast Bank may collect, use, and retain information about
you. This information is collected and used to provide you
with products and services that you initiate; to help us
respond to specific questions that you ask; and to provide
you with information that may be of interest to you. We may
also use this information to help us comply with laws and
regulations that apply to us. As a general rule we do not
automatically collect and retain information from visitors
to our web site. We may collect and retain certain
information of a general type such as: a) The name of the
domain used to access the internet; b) The Link (Internet
Address) used to gain access to our site; c) The type of web
browser used to explore our site; d) The date and time of
access; e) Other information visitors may also choose to
give us (i.e.: when applying for an account).
Firewall
A firewall serves as a security gate between the Internet
and our data processing service bureau's network - including
our mainframe data. By intercepting Internet data "packets"
first, the firewall ensures that only packets permitted by
our "rule set" may be passed beyond the public Internet to
our secure web commerce server, and ultimately to the
Internet Banking application. Our service bureau uses an
integrated firewall system. This firewall system has been
certified by the International Computer Security Association
(ICSA).
Intrusion
Detection
Intrusion detection software, running on its own server,
unobtrusively analyzes data packets to detect patterns of
hostile activity, misuse, or malicious Java and ActiveX
applets. The intrusion detection system detects intrusion
attempts in real time and responds to suspicious activity.
Network
Monitoring
The firewall and intrusion detection system is monitored 7
days a week, 24 hours a day. The Internet banking
application and its encrypted data are not available to
monitoring personnel.
Application
Level Security
Unique user codes and passwords identify authorized
accountholders. The combined effect of software security and
network security allow customers to access only mainframe or
other networked host areas permitted through the Internet
Banking application.
Gulf
Coast Bank & Trust Co. reserves the right to update
or change this policy at any time.
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