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At
Gulf Coast Bank & Trust Company, we understand the importance
of the responsibility that you have entrusted to us. Gulf
Coast Bank is proud of the sophisticated level of data security
and privacy supplied to its Internet Banking accountholders.
ITI and Unisys (nationally recognized vendors) have helped
our data processing service bureau implement Internet security
plans by selecting best-of-breed vendors for multiple functions.
Data
security is provided on multiple levels: by company policy,
firewall, intrusion detection software, network monitoring,
and application-level security.
Company
Policy
Our
data processing service bureau is prohibited from accumulating
and distributing or selling our aggregated accountholders'
information to third parties. In order to identify and communicate
with you through our web site Gulf Coast Bank may collect,
use, and retain information about you. This information
is collected and used to provide you with products and services
that you initiate; to help us respond to specific questions
that you ask; and to provide you with information that may
be of interest to you. We may also use this information
to help us comply with laws and regulations that apply to
us. As a general rule we do not automatically collect and
retain information from visitors to our web site. We may
collect and retain certain information of a general type
such as: a) The name of the domain used to access the internet;
b) The Link (Internet Address) used to gain access to our
site; c) The type of web browser used to explore our site;
d) The date and time of access; e) Other information visitors
may also choose to give us (i.e.: when applying for an account).
Firewall
A
firewall serves as a security gate between the Internet
and our data processing service bureau's network - including
our mainframe data. By intercepting Internet data "packets"
first, the firewall ensures that only packets permitted
by our "rule set" may be passed beyond the public
Internet to our secure web commerce server, and ultimately
to the Internet Banking application. Our service bureau
uses an integrated firewall system. This firewall system
has been certified by the International Computer Security
Association (ICSA).
Intrusion
Detection
Intrusion
detection software, running on its own server, unobtrusively
analyzes data packets to detect patterns of hostile activity,
misuse, or malicious Java and ActiveX applets. The intrusion
detection system detects intrusion attempts in real time
and responds to suspicious activity.
Network
Monitoring
The
firewall and intrusion detection system is monitored 7 days
a week, 24 hours a day. The Internet banking application
and its encrypted data are not available to monitoring personnel.
Application
Level Security
Unique
user codes and passwords identify authorized accountholders.
The combined effect of software security and network security
allow customers to access only mainframe or other networked
host areas permitted through the Internet Banking application.
Gulf
Coast Bank & Trust Co. reserves the right to update
or change this policy at any time.
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