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    DEBT PROTECTION
DEBT PROTECTION
Gulf Coast Bank offers you protection when the unexpected happens. When you choose us for your lending needs, we can offer you Debt Protection to ease the burden of paying a monthly loan note when debt is the last thing you want to think of.
Our Debt Protection program offers you the option of choosing Life with Terminal Illness, Disability or Job Loss coverage. We offer coverage for just the borrower and the co-borrower.
 
Please review the following Short Form Disclosure:
This Product is Optional
Your purchase of Gulf Coast Bank & Trust's Debt Protection is optional. Whether or not you purchase this product will not affect your application for credit or the terms of any existing credit agreement you have with Gulf Coast Bank & Trust.
Refund of Fee
You may cancel the Debt Protection within thirty (30) days from the program Start Date and receive a full refund. Because each monthly payment of fees provides you with debt protection for the month in which the payment is made, you will not be entitled to any refund after the initial thirty (30) day period.
Additional Disclosures
We will give you additional information before you are required to pay for this product. This information will include additional disclosures and a copy of the Debt Protection Contract containing the terms of the Debt Protection.
Eligibility requirements, conditions and exclusions
There are eligibility requirements, conditions and exclusions that could prevent you from receiving protection under the Debt Protection Contract. You should carefully read the additional disclosures and the Debt Protection Contract and make sure you understand its terms and conditions before purchasing this product.
 
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