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    INTEREST CHECKING
INTEREST CHECKING-APPLY NOW

An interest bearing checking account that rewards your banking behavior with one of the highest checking interest yields around on balances up to $20,000.


Earned When Qualifications
Are Met


Earned When Qualifications
Are
Not Met


1.51% APY* on balances up to $20,000.

0.10% APY*

To make this account even better,Gulf Coast will also reimburse ATM fees nationwide during any qualification cycle when you meet the 2 easy qualifiers below.^ To learn more and apply, visit a branch location or apply online
today.

Qualifications:
  • Have at least 12 Gulf Coast Bank & Trust issued debit card transactions post and settle during the monthly qualification cycle.
  • Have at least one Automatic Payment (ACH), Direct Deposit or Online Bill Payment post and settle during the monthly qualification cycle.
Special Features:
  • Earn Interest on your entire balance.
  • ATM Fees are refunded each cycle that qualifications are met.^
  • Interest credited each statement cycle.
  • No monthly cycle service charges.
Fees:
Qualification Calendar:
  • Click here to see the Interest Checking Qualification Calendar.
 
 

Click here to important disclosures.

*APY=Annual Percentage Yield. APYs accurates as of 10/01/2014. Rates may change at any time. Minimum to open is $20.00. If qualifications are met during each monthly qualification cycle, balances up to $20,000 receive 1.51% APY and balances over $20,000 earn 0.76% APY interest rate on portion of balance over $20,000, resulting in 1.51%-0.76% APY depending on the balance. If qualifications are not met, all balances earn 0.10% APY.

^ATM transactions, including debit card transactions processed by merchants and received by the bank as ATM transactions , refunds for Point of Sale purchases, and internal transfers do not count towards qualifying debit card transactions for purposes of earning a higher Annual Percentage yield and ATM refunds within the Interest Checking Account. Only debit card transactions processed by merchants and received by the bank as POS ( Point of sale) transactions count towards qualifying debit card transactions. ATM fees of $4.99 or less per withdrawal will be refunded to your account each cycle that qualifications are met; up to a limit of $25.00 per qualification cycle. No reimbursement will be made if the ATM fee is $5.00 or greater. ATM fees will not be refunded for each cycle, qualification are not met. No minimum balance requirement or monthly service charge. Available for Personal Accounts only. Limit one account per Social Security number. See banker for complete details.
 
 
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