You found the right home, so let us find the right loan and the right lender to fit your needs. We offer traditional fixed rate loan programs as well as adjustable rate mortgage (ARMs) programs.
Our expert staff will walk you through your options whether you are purchasing or building your first home, refinancing, or investing in real estate. Talk to to one of our loan officers today.
Fixed Rate Mortgages
Gulf Coast Bank’s fixed rate mortgages offer the security of a monthly payment (principal & interest) and interest rate that will remain the same for the life of your loan.
We offer all conventional, Jumbo, VA, FHA, FHA 203k
purchase/rehab, Homepath purchase program (Fannie Mae
Affordable Home Buyers Mortgages
Let Gulf Coast help you achieve your dream of owning a home. If that dream has ever seemed out of reach, we have programs that will bring it within reach.
We offer most First Time Homebuyer Programs, Bond
Programs - State and Parish specific.
The Gulf Coast Bank construction mortgage combines your construction and permanent loan into one easy, low cost alternative.
Purchase Renovations Loans
At Gulf Coast Bank, you can take advantage of purchasing and renovating at the same time, or you and remodel and existing home that your currently occupy.
A reverse mortgage allows senior homeowners age 62 and older to turn a portion of their home’s equity into needed cash and you never have to repay it as long as you live in your home.