What are your financial goals? Comfortable retirement? Bigger House? New Car? College Tuition? Dream Vacation to the Bahamas?

Whatever the goal, let Gulf Coast help you achieve it.
We offer Coastal Gold Savings, Regular Savings, Health Savings, Certificate of Deposits (CDs), and Individual Retirement Accounts (IRAs). For the more aggressive investor, check out our Wealth Management page and talk to one of our financial consultants for more options.

Coastal Gold Savings

Coastal Gold SavingsInterest bearing account to get you started reaching your financial goals.
Start your account with as little as $25.00!

Fees:

• FREE with a minimum $10,000 daily ledger balance
• $12.00 monthly fee if none of the above apply Special Features:
• Unlimited deposit activity
• 6 free teller/ATM withdrawals per month ($5.00 per withdrawal in excess thereafter)
• Interest earned paid quarterly

Regular Savings

Interest bearing account to get you started reaching your financial goals.
Start your account with as little as $25.00!

Fees:

• FREE for Minors
• FREE with a minimum $250 daily ledger balance
• $3.00 monthly fee if none of the above apply Special Features:
• Unlimited deposit activity
• 6 free teller/ATM withdrawals per month ($5.00 per withdrawal in excess thereafter)
• Interest earned paid quarterly
  

Health Savings

[ Click Here For An Application ]

Gulf Coast is one of your local providers of Health Savings Accounts. The government recently approved Health Savings Accounts to be used in conjunction with a high-deductible health plan. Take control of rising medical costs and look into the benefits of a HSA.

You must be participating in a high-deductible health plan to qualify for a HSA. As part of this plan, you pay as you go for medical expenses until you have met the health plan’s deductible. When you have reached the deductible, your health plan will pay for the majority of health care for that year.

TAX Savings

Contributions as well as distributions are tax free as long as the funds are used for qualified medical expenses.

Retirement Savings

Your HSA balance will roll over each calendar year and accumulate to use for future medical expenses. If you don’t spend the money on healthcare, the money keeps earning interest and accumulating to be used as supplemental retirement income.

Individual Control

You own this account, not your employer or health care provider. You can even take your HSA with you from job to job to retirement. Your individual contributions are limited to your individual health plan deductible, with a maximum of $2,650 for individuals and $5,200 for families. In some instances, your employer may even contribute to your HSA as part of your company’s benefit package.
Call 504.841.2831 or email healthsavings@gulfbank.com for more information and to see if you qualify for a Health Savings Account.

Money Markets

Earn a higher rate of interest on your account the higher your balance grows.
Get started saving today with as little as $25.00!

Fees:

• FREE with a $2500 minimum daily ledger balance
• $10.00 monthly fee if daily ledger balance falls below $2500 Special Features:
• Interest earned paid monthly
• FREE eStatements
• FREE Internet Banking
• Unlimited withdrawals- in person

Government regulations limit other types of withdrawals to 6 per month, 3 of which may be payable to a third party. A fee of $10.00 will be charged for each withdrawal in excess of 6 and repeated violations may require us to transfer you to another account type.

CDs

Whether you are looking for short or long term investment options,
Gulf Coast has the option for you!

Special Features:

• Competitive interest rates
• Flexible terms ranging from 1 month to 10 years
• Minimum opening deposit as low as $1,000
• Peace of mind of FDIC protection

Penalties apply for early withdrawal of principal.

IRA's

It’s never too early or too late to start saving for retirement. If you are interested in a Traditional, Roth, Coverdell Education or even a rollover, call our experts today to find the right IRA for you.

Special Features:

• Competitive interest rates
• Flexible terms
• Minimum opening deposit as low as $1000
• Additional deposits allowed for a minimum of $100
• Interest is compounded and credited to your account annually

Penalties apply for early withdrawal of principal.