One More Time
Interest rates are falling. This is unusual in periods of low unemployment and economic growth. So, what does this unusual pattern mean to you?
Decluttering - Part Two
Last month, we discussed decluttering your financial life. I received a good deal of feedback from people who eliminated unneeded financial accounts. I also heard from many who made substantial donations to charity of the unneeded items cluttering attics, garages and storerooms. This month, let’s consider decluttering something even more important – your mind.
Decluttering is a big topic these days. There is even a new word for it – “Kondoing,” named after Marie Kondo, the current queen of decluttering, who suggests we assess every item in our house asking ourselves three questions about each item. Is it useful? Is it beautiful? Does it spark joy?
Empty Your Wallet
Most of us carry cash, credit cards and our driver’s license in our wallet. With today’s technology, you can now lighten your wallet and soon won’t even need to carry a wallet.
Multi-Level Marketing - Opportunity or Scam?
Decades after Tupperware parties and Avon calling, multi-level marketing is back in style. Facebook feeds can become inundated with Rodan and Fields, Amway, Herbalife and LuLaRoe offers. Friends may host parties selling sheets, bags or jewelry or they may ask you to become a seller yourself. The allure of earning some extra cash while working from home on your own schedule can be hard to resist.
Wedding Season Dos and Don’ts
It’s wedding season in New Orleans, which means second lines on Bourbon Street, sentimental toasts and lots of great food and music. For many, it can also mean financial stress.
Interest Rates are Increasing!
Interest rates are increasing! They are not increasing uniformly and they are not increasing for every account, but they are increasing! So, now is the time to “shop” for higher interest rates for your savings accounts, checking accounts and money market accounts. In general, the bigger the bank, the lower the consumer interest rate offered, so be sure to check local banks as well as national banks.
Giving Up Unproductive Debt for Lent
As we celebrate Mardi Gras – world famous for parades, costumes, food, indulgence and decadence – sometimes our minds drift to the origin of the celebration, a last chance for revelry before the 40-day Lent period. As surely as Rex follows Zulu, Ash Wednesday follows Fat Tuesday, and many of us ponder what to give up this year. I usually go with sweets.
New Orleans' Largest Locally Owned Bank Announces Record 2018 Earnings
NEW ORLEANS (January 31, 2019) – Today, Gulf Coast Bank & Trust Company , President and CEO, Guy T. Williams announced record earnings for year 2018.