Gulf Coast Bank & Trust Experiences Record Growth in 2021

February 9, 2022

NEW ORLEANS (February 8, 2022) – Today, Gulf Coast Bank & Trust Company President and CEO, Guy T. Williams, announced record growth for year ended December 31, 2021. President Williams attributed the record growth to, among other things, very strong results in home mortgage lending and education services.  The bank is one of the largest home loan originators in South Louisiana and the largest lender to first time homebuyers in the New Orleans metro area.   

In a very difficult year, the bank and our community faced the challenges of COVID-19, inflation, and Hurricane Ida recovery.  The bank helped retail customers with rebuilding and receiving hurricane deductible loans. For business customers, the bank was one of the leading payroll protection lenders and one of the leading providers of Small Business Administration loans in Louisiana.

The chart below includes balance sheet and income statement highlights from December 2020 to December 2021:


December 2020

December 2021

Shareholders’ Equity (thousands)



Book Value per share



Net Loans (thousands)



Total Assets (thousands)





2020 YTD (thousands)

2021 YTD (thousands)

Interest & Fee Income



Net Interest Income



Non-interest Income



Net Income, pre-tax



About Gulf Coast Bank & Trust Company:
With over $2.8 billion in assets, Louisiana-based Gulf Coast Bank & Trust Company serves its business and personal banking clients through its branches, loan production offices, trust and investment offices and business credit offices. It also offers business credit nationally through Gulf Coast Business Credit. Gulf Coast Bank & Trust Company has 19 branch locations across Southeast Louisiana and more than 45 total locations in 13 other states. For more information about Gulf Coast Bank & Trust Company, please visit or call 1.800.223.2060. Engage with Gulf Coast Bank on Facebook, and Twitter (@gulfcoastbank).