Spending Wisely

Submitted by Guy Williams on January 3, 2019

January is a good month for getting organized. January is also a good month for spending wisely.

The first thing to spend wisely is gift cards. If you received gift cards for restaurants or anything else, lay them out and select the days in January on which you will use them. This way, you will be sure to use all your gift cards before they expire.

The second thing to spend wisely is your time. You can earn more money but you cannot create more hours in a day or add to the amount of time you will spend here on earth. Instead of spending time on your electronic devices, spend as much time as possible with your family and friends. You will never regret this choice.

We are sometimes so caught up with our devices that we barely take time to think. In fact, many people prefer to be distracted rather than to stop and really think about important things. After all, thinking is hard work so many try to avoid it. One suggestion for January is to take fifteen minutes four times a week for serious thought without distractions. Think about what you want to accomplish in 2019 and in your lifetime. Once you know what you want to achieve, you can develop a systematic plan for achieving these goals. This can make a big difference in your life and is a very wise use of your time. Far too many people are like the confused pilot who announced to his passengers, “Folks, I have good news and bad news. The bad news is that we have lost all our navigation systems so I am not sure where we are or where we are headed. The good news is that we are making great time!” An unplanned life is like that – rushing towards an unknown destination.

The third thing to spend wisely is your expertise and skills. In addition to making charitable donations, donate your time, expertise and skills. This might mean serving on a board, helping teachers at a school, visiting the sick, babysitting for a single mom, raking leaves or preparing a meal for someone in need. Whatever your skills are, there are places to use them within our community.

So, as you begin 2019, use your gift cards, spend your time wisely, think about what you would like to accomplish and commit to sharing your resources – money, time and skills – to enrich the lives of others.

Best wishes for a happy, healthy 2019!