CDs & IRAs

  • CDs

    Plan for the future and watch the things that matter most to you grow! Visit a Branch near you to learn more about our Certificates of Deposit (CD). Flexible terms available when opened in branches. For CD rates available, see below.

    For Personal CDs apply online (Available only for Louisiana Residents)

    Apply Online or Visit a Branch To Apply

    CD Terms APY*
    6 Months 0.10%
    12 Months (1 Year) 0.15%
    24 Months (2 Years) 0.35%
    36 Months (3 Years) 0.35%
    48 Months (4 Years) 0.40%
    60 Months (5 Years) 0.45%
    Service Features
    Competitive interest rates
    Minimum opening deposit as low as $2,000
    Ten day grace period - access your account penalty-free upon maturity
    Peace of mind of FDIC protection

    *(APY) Annual percentage yield. APY effective as of 10/2/2020. APY subject to change weekly. Minimum Deposit of $2,000 required to open and earn stated APY. Interest on CDs longer than 12 months must be paid out at least annually. Certain restrictions and limitations apply to accounts opened online. Penalty for early withdrawal will apply and may reduce earnings on the account. Unless you instruct us otherwise, the CD will automatically renew for the same term at our Standard CD rates in effect at the time of renewal. Other restrictions may apply. 

  • IRAs

    It’s never too early or too late to start saving for retirement. If you are interested in a Traditional, Roth, Coverdell Education or even a rollover, visit a branch location today to find the right IRA for you. 

    Service Features
    Competitive interest rates
    Flexible terms
    Minimum opening deposit as low as $2,000
    Additional deposits allowed for a minimum of $100

    Important Disclosures

    Penalties apply for early withdrawal of principal.