CDs & IRAs
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CDs
Plan for the future and watch the things that matter most to you grow! Visit a Branch near you to learn more about our Certificates of Deposit (CD). Flexible terms available when opened in branches. For CD rates available, see below.
For Personal CDs apply online (Available only for Louisiana Residents)
Apply Online or Visit a Branch To Apply
CD Terms APY* 6 Months 0.10% 12 Months (1 Year) 0.20% 24 Months (2 Years) 0.30% 36 Months (3 Years) 0.30% 48 Months (4 Years) 0.50% 60 Months (5 Years) 0.75% Service Features Competitive interest rates Minimum opening deposit as low as $2,000 Ten day grace period - access your account penalty-free upon maturity Peace of mind of FDIC protection *(APY) Annual percentage yield. APY effective as of 3/22/2021. APY subject to change weekly. Minimum Deposit of $2,000 required to open and earn stated APY. Interest on CDs longer than 12 months must be paid out at least annually. The annual percentage yield assumes interest remains on deposit until maturityCertain restrictions and limitations apply to accounts opened online. Penalty for early withdrawal will apply and may reduce earnings on the account. Unless you instruct us otherwise, the CD will automatically renew for the same term at our Standard CD rates in effect at the time of renewal. Other restrictions may apply.
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IRAs
It’s never too early or too late to start saving for retirement. If you are interested in a Traditional, Roth, Coverdell Education or even a rollover, visit a branch location today to find the right IRA for you.
Service Features Competitive interest rates Flexible terms Minimum opening deposit as low as $2,000 Additional deposits allowed for a minimum of $100 Penalties apply for early withdrawal of principal.