LOCAL BANKING REWARDS

Enjoy the Reward of Local Banking,
Get $200

 

It all starts with the right checking account
Whether you’re looking for an account that has no monthly service cycle charge, earns rewards, or pays interest we have the right account for you.

Knowledgeable bankers here to assist YOU
Get expert help at any location, or from our live, local Call Center 7 days a week, 9 a.m. to 9 p.m.

The choice is yours!
Access your accounts online, on your phone or in person.

Collect $200* with a new checking account.
• Have at least one direct deposit OR
• Have one ACH debit post to your account within 60 days of account opening.
• The account must remain open for at least 60 days.
Collect an additional $25** bonus with a new savings account.
• Open a new Personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust
• A minimum opening deposit of $100.00 or more
• Maintain the $100.00 minimum balance for at least 30 days from the account opening date


CHECKING AND SAVINGS ACCOUNT PROMOTION ELIGIBILITY REQUIREMENTS: Offer only available to customers who receive this offer via a direct communication from Gulf Coast Bank and Trust. The offer is non-transferable, cannot be combined with any other offers.

*CHECKING ACCOUNT ELIGIBILITY AND REQUIREMENTS: To qualify for this promotion and receive $200, you must meet ALL of the following requirements: Open a new personal checking account (Free Checking, Interest Checking, Interest Checking Combo, Rewards Checking, Easy Checking, Educators Plus Checking, Select Checking) with money not currently on deposit with Gulf Coast Bank & Trust between May 25, 2022 and July 2, 2022. Have at least one direct deposit or one or more ACH debits post to the account within 60 days of account opening. The personal checking account must remain open for at least 60 days. This offer expires on July 2, 2022. As applicable, checking accounts are variable rates and subject to change before and after account opening. When qualifications are met, Interest Checking Annual Percentage Yield (APY) - accurate as of May 25, 2022 - is 0.40% for balances less than $20,000 and 0.40% for balances $20,000 and greater. APY is 0.05% if account qualifications are not met. Select Checking APYs - accurate as of May 25, 2022 - for balances below $25,000 0.20%; $25,000 and above 0.20%. Educators Plus APYs - accurate as of May 25, 2022  - for balances below $25,000 0.20%; $25,000 to $199,999.99 0.20%, $200,000 and above 0.20%. See the Truth In savings Disclosure for product specific rates and terms.

**SAVINGS ACCOUNT ELIGIBILITY AND REQUIREMENTS: To qualify for this promotion and receive $25, you must meet ALL of the following requirements: Open a new personal Savings Account with money not currently on deposit with Gulf Coast Bank & Trust between May 25, 2022 and July 2, 2022.. Minimum opening deposit is $100 or more. Maintain a $100 minimum balance for at least 30 days from the account opening date. This offer expires on July 2, 2022. As applicable, savings accounts are variable rates and subject to change before and after account opening. Annual Percentage Yields (APY) are accurate as of May 25, 2022. The APY for balances below $100,000 0.20%; $100,000 to $249,999.99 0.20%; $250,000 and above 0.20%. See the Truth In Savings Disclosure for product specific rates and terms. 

ADDITIONAL TERMS AND CONDITIONS: Not all account applications available Online. If you meet all the requirements of this bonus offer, we will deposit the bonus incentive directly into your new personal checking or savings account within 30 days following the month end in which the promotional qualification period ends. The new personal checking or savings account must be open and have a positive balance in order to receive the Bonus cash incentive. Your account does not qualify for the cash incentive until you provide all of the information we require in connection with opening the account. This includes information we require to identify each account owner, as well as all requirements for the personal checking or savings account product. Bonuses are considered interest and will be reported on IRS form 1099-Int. Bonus offer cannot be combined with any other offer and is limited to one Bonus cash incentive per household. All account applications are subject to our normal approval process. The personal checking or savings account can be opened online or at a Gulf Coast Bank Branch. The minimum deposit required to open a personal checking account is $20, except for Educators Plus which is $100. The minimum deposit required to open a personal savings account and receive this bonus offer is $100. Health Savings accounts, and non-personal checking or savings accounts are not eligible. This includes Trust Accounts, Fiduciary accounts, and Succession accounts. GCB employees are not eligible to participate. Gulf Coast Bank and Trust may change or terminate this offer at any time without notice. Offer valid only for Louisiana residents.