Personal Lending Solutions

We offer a variety of lending solutions to meet your needs including, personal loans, credit cards, tuition loans & more.

Our loans come with competitive rates and flexible terms, plus local lending decisions and the personal service you've come to expect from the bank that cares about you!

 

 

 

  • Personal

    Expect the unexpected. Whatever the reason, Gulf Coast Bank offers you secured or unsecured personal loans and lines of credit. Call one of our Lenders today for more information. 

    CD Secured 

    • Term loans and lines of credit are available 
    • Flexible terms available 

     

    Unsecured 

    • Term loans up to $10,000.00 and lines of credit are available up to $25,000.00 
    • Flexible terms available 

     

    Back To School Line Of Credit 

    • Line of credit 
    • Unsecured 
    • Flexible terms available 
    • Minimum amount is $2,000.00 and maximum is $10,000.00 

     

    Apply Online

  • Home Equity

    It's easier than you think! Put your home to work for you with a Home Equity Term Loan or Home Equity Line of Credit from Gulf Coast Bank. To get started contact a banker, visit a branch location, or let us contact you. 

    Let us contact you

    Term Loan 

    Gulf Coast Bank's Home Equity Term Loan provides customers with more cash on hand rather than using credit cards or other personal loans that may have a higher interest rate. Customers typically use a home equity term loan for long-term, single costs such as debt consolidation, home renovations, or even an unexpected medical bill. To get started contact a banker, visit a branch location , or let us contact you

    Service Features
    Fixed rate term loan secured by either primary or secondary residence
    Provides customers with more cash on hand
    Typically used for long-term, single costs
    Flexible terms to fit into your budget
    Quick Closings
    Possible tax deduction - consult your tax advisor

    Line Of Credit 

    Gulf Coast Bank's Home Equity Line of Credit provides customers with an increased cash flow or spending limit, much like a credit card but usually with a lower interest rate. Customers typically use a home equity line of credit for short term, recurring costs such as college tuition, auto and credit card payments, or even home improvements. To get started contact a banker, visit a branch location, or let us contact you

    Service Features
    Variable rate line of credit secured by primary residence
    Provides customers with an increased cash flow or spending limit
    Typically used for short-term, recurring costs
    Quick Closings
    Possible tax deduction - consult your tax advisor
  • Credit Cards

    Apply Online

    Accepted just about everywhere and for just about anything, a Gulf Coast Bank Mastercard® Credit Card gives you the freedom you need. Gulf Coast Bank offers both secured and unsecured credit card options and convenient, flexible credit card plans. Plus we reward you with Reward Points for making purchases through the ScoreCard Reward Program. You can redeem Reward Points for: 

    • Cash Back*
    • Gift Cards
    • Merchandise
    • Travel

    Download a printable application and bring it to any Gulf Coast Bank branch location. Click here for disclosures, rates, fees, and other costs.  

    Pay your bill online, view your statement or check balances. 

    To access your Credit Card account online, please log in to your account.

    © Copyright 1996-2020 Mastercard. All Rights Reserved.
    *Cash Back is available for Consumer Credit Cards only

  • Tuition Lending

    Gulf Coast Bank & Trust has simplified tuition management by offering a comprehensive array of products and services that were designed with a “one size does not fit all” approach. Each product and service has been designed to deliver the value that you deserve in a simplified way. GCB has a solution that is right for you! Managing your payment plan is easy and convenient using our online tuition management system.  

    Our highly experienced tuition lenders are dedicated to providing tuition financing solutions that will meet the needs of you and your child’s school. To find out more, please call us at 504.544.6370 or 1.855.335.2068 toll free. 

    If your school participates in our program - please click below to be directed to our Tuition Management portal.

    Account Sign In


    Back To School Line Of Credit 

    • Line of credit 
    • Unsecured 
    • Flexible terms available 
    • Minimum amount is $2,000.00 and maximum is $10,000.00 
  • Property For Sale

    View our residential and commercial bank owned properties for sale. 

    Bank Owned Property For Sale