Covington
Covington, LA 70433
United States
Sat. 9am-noon
Fri. 9am-5pm
Sat. 9am-noon
Team
Kayleigh Smotherman
Mortgage Loan Officer
NMLS: 1735124
Covington
Elena Ellenberger
Certified Relationship Banker I
NMLS: 2680021
Covington
Michael Mercadal
Certified Relationship Banker II
NMLS: 491714
Covington
Bruce Falkenstein
EVP, Chief Lending Officer
NMLS: 490460
Covington
Bruce Falkenstein
- brucefalkenstein@gulfbank.com
- 504-841-7355
- NMLS #: 490460
He has consistently demonstrated his deep commitment to the banking sector. His leadership at Gulf Coast Bank & Trust has been characterized by innovation, dedication, and a relentless pursuit of helping individuals, families, and business owners achieve their financial goals.
At the heart of Bruce's leadership philosophy is his passion for empowering communities. He firmly believes that a bank's role extends beyond mere transactions; it is about enhancing the quality of life in the areas it serves. Under his guidance, an energized team of lending professionals at Gulf Coast Bank & Trust works tirelessly to make a positive impact on the communities they serve.
Bruce Falkenstein's tenure as Chief Lending Officer has been marked by a profound dedication to providing tailored financial solutions that align with the unique needs of clients. His vision extends far beyond the boardroom; he is deeply engaged in understanding the financial aspirations of Gulf Coast Bank & Trust's clients and tailoring lending strategies that bring those aspirations to life.
Bruce's commitment to excellence and community empowerment has earned him the respect and admiration of colleagues, clients, and community leaders alike. His wealth of experience, coupled with his visionary leadership, makes him a driving force in the banking industry.
As Bruce continues to lead Gulf Coast Bank & Trust into the future, one thing remains certain: his unwavering dedication to helping individuals, families, and businesses thrive financially will continue to shape the bank's legacy and leave a lasting positive impact on countless lives for generations to come.
*Do not email personal or financial information. Email is not a secure method of transmitting personal information.
Ferd Marsolan
Market Manager, Commercial Lender
NMLS: 419900
Covington
Ferd Marsolan
- FERDMARSOLAN@GULFBANK.COM
- 985-249-7207
- NMLS #: 419900
In 2015 Ferd moved into business development and commercial lending. Previous experience includes Market Manager for St Tammany Parish for Metairie Bank, Construction Manager and construction lending for Capital One N.A., and Senior Branch Manager for Hibernia National Bank in New Orleans. Was Assistant Director of Finance for Ochsner Foundation Hospital from 1992 to 1995.
Ferd is the former Treasurer for St. Michaels Episcopal Church & School in Mandeville for 15 years and a current Finance & Investment Committee member. Active member for 10 years of Northshore Mandeville Rotary Club and membership committee. Former board member and active with the North Shore Homebuilders Association and active with the St Tammany Chamber of Commerce.
*Do not email personal or financial information. Email is not a secure method of transmitting personal information.
Rance Mangipano
SVP, Commercial Lender
NMLS: 466141
Covington
Rance Mangipano
- RANCEMANGIPANO@GULFBANK.COM
- 985-898-3910
- NMLS #: 466141
Rance is active in the community by serving children in youth sports. Rance has served as head coach at the local park in Covington, LA in a variety of sports including basketball, baseball, and volleyball. Rance also served as an assistant coach at the local flag football sports center. Rance’s approach has always been to try and teach them the sport, but more importantly teach them life lessons that they can carry with them for the rest of their life.
*Do not email personal or financial information. Email is not a secure method of transmitting personal information.
Rodney Senat
VP, Commercial Lender
NMLS: 1636890
Covington
Rodney Senat
- RodneySenat@gulfbank.com
- 504-322-5520
- NMLS #: 1636890
Rodney Senat is a seasoned banking professional and business leader with more than 35 years of experience in commercial banking, credit analysis, lending, branch leadership, and business ownership. Rodney leverages over 22 years of banking experience and 14 years as a successful small business owner to provide clients with a unique, well-rounded perspective on business growth, financing, and financial management.
Throughout his banking career, Rodney has specialized in helping small and mid-sized businesses, commercial real estate investors, and nonprofit organizations achieve their goals through customized lending and treasury management solutions. His expertise includes commercial real estate financing, working capital lines of credit, SBA lending, equipment financing, accounts receivable financing, cash management, fraud prevention, and merchant services.
One of Rodney’s most notable professional experiences was as the Owner/Operator of Chick-fil-A at North Shore Square Mall in Slidell, Louisiana, where he successfully led the business for nearly 15 years. During that time, he developed high-performing teams, implemented strategic growth plans, cultivated future leaders, and created a culture centered on service excellence, accountability, and continuous improvement.
Known for his relationship-focused approach and commitment to client success, Rodney combines technical banking expertise with firsthand entrepreneurial experience to help businesses navigate complex financial decisions and position themselves for long-term growth. His passion for serving clients, developing people, and building strong community relationships has been a defining characteristic throughout his career.
*Do not email personal or financial information. Email is not a secure method of transmitting personal information.