Business Checking Solutions

Gulf Coast offers a variety of Business Checking Solutions options to meet your company's needs no matter how large or small you may be. Visit a branch location to learn more! 

  • Business Checking

    Gulf Coast’s Business Checking account is designed for businesses with lower transaction needs at a very affordable price. To apply and learn more, visit a branch location today! 

    Service Features
    No Monthly Service Cycle Fee
    Up to 300 debits, checks, credits, or deposited items free of charge per statement cycle
    Fees waived for coin & cash deposited under $10,000 per month 
    Free basic Digital Business Banking^
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Fees
    $4.85 paper statement fee if not enrolled in Free eStatements 

    Up to 300 items free of charge per statement cycle

    $.40 per debits, checks, credits, or deposited items thereafter

    Fees waived for coin & cash deposited under $10,000 per month 

    $1.50 coin/currency deposited (per $1,000) thereafter

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Business Reward Checking

    Gulf Coast’s Business Reward Checking account is designed for businesses who prefer to make purchases with their debit card and wish to earn reward points. The more you use your card the more points you can earn. To apply and learn more, visit a branch location today!

    Service Features
    No Monthly Service Cycle Fee
    Earn Reward Points when you use your debit card
    Up to 200 debits, checks, credits, or deposited items free of charge per statement cycle
    Fees waived for coin & cash deposited under $10,000 per month
    Free basic Digital Business Banking^
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Fees
     $4.85 paper statement fee if not enrolled in Free eStatements

    Up to 200 items free of charge per statement cycle 

    $.50 per debits, checks, credits, or deposited items thereafter

    Fees waived for coin & cash deposited under $10,000 per month 

    $1.50 coin/currency deposited (per $1,000) thereafter 

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Commercial Checking

    Gulf Coast’s Commercial Checking account is designed for businesses with high balances and heavy transaction activity. This account gives customers an earnings credit to offset part or all of their monthly service fees. To apply and learn more, visit a branch location today! 

    Service Features
    Earnings Credit allows you to lower or eliminate any service charges
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Free basic Digital Business Banking^
    Free eStatements
    Fees
    $12.00 monthly service charge

    $0.20 per debit/check item 

    $0.25 per credit/deposit slip 

    $0.10 per deposited item 

    $1.50 coin/currency deposited (per $1,000) 

    $0.10 coin provided (per roll) 

    $0.10 currency provided (per $100) 

    $8.00 per returned deposited item

    $4.85 paper statement fee if not enrolled in Free eStatements

     

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Commercial Interest Checking

    Is your business looking to earn interest? Gulf Coast’s Commercial Checking With Interest Checking account is designed for businesses with high balances looking to earn a higher interest rate. To apply and learn more, visit a branch location today!

    Service Features
    Earn a higher interest rate with a higher balance. 
    Free basic Digital Business Banking^
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Free eStatements
    Fees
    $12.00 monthly service charge

    $0.20 per debit/check item 

    $0.25 per credit/deposit slip 

    $0.10 per deposited item 

    $1.50 coin/currency deposited (per $1,000) 

    $0.10 coin provided (per roll) 

    $0.10 currency provided (per $100) 

    $8.00 per returned deposited item

    $4.85 paper statement fee if not enrolled in free eStatements

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Business Online Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Business Plus Checking

    Gulf Coast’s Business Plus* account is designed for businesses with heavy transaction activity and use an armored car service. This account allows customers to have an armored car deliver their deposits directly to the bank.  Get the convenience with the added benefit of no monthly cycle service fee and no monthly minimum balance requirement.  To apply and learn more, visit a branch location today! 

    Service Features
    No Monthly Service Cycle Fee and no monthly minimum balances required
    Discounted per item and coin/cash deposited fees 
    Free basic Digital Business Banking^
    Free eStatements
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Fees

    Up to 500 items free of charge per statement cycle, afterwards item fees apply as follows: 

    $0.20 per debit 

    $0.25 per credit 

    $0.10 per deposited item

    Fees will be waived for coin and cash deposited under $250,000 per month 
    Transaction limits may apply for transactions conducted at the branch
    $4.85 paper statement fee if not enrolled in Free eStatements

    *Armored Car Contract Required

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Smart Safe Checking

    Gulf Coast’s Smart Safe* account is designed for businesses using armored car onsite vault services.   This account provides customers will a fast and secure way to deposit funds.  Get the convenience with the added benefit of no monthly cycle service fee and no monthly minimum balance requirement.  To apply and learn more, visit a branch location today! 

    Service Features
    No Monthly Service Cycle Fee and no monthly minimum balances required
    Discounted per item fees
    All coin and cash fees waived
    Free eStatements
    Free basic Digital Business Banking^
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Fees

    Up to 500 items free of charge per statement cycle, afterwards item fees apply as follows: 

    $0.20 per debit 

    $0.25 per credit 

    $0.10 per deposited item 

    Transaction limits may apply for transactions conducted at the branch 
    $4.85 paper statement fee if not enrolled in free eStatements

    *Armored Car Onsite Vault Contract Required 

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Non-Profit Checking

    Gulf Coast Bank's Non-Profit Checking is designed for non-profit organizations such as charities, school clubs, and non-profit groups. A Federal Tax ID number is required as well as a ruling or determination letter from the IRS granting tax-exempt status if applicable or a letter from the organization stating their not for profit mission. To apply and learn more, visit a branch location today! 

    Service Features
    Earn a higher interest rate with a higher balance
    No minimum balance required
    Free basic Digital Business Banking^
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Fees
    No monthly service cycle charge

    Per item fees waived

    Coin & cash service fees waived

    $4.85 paper statement fee if not enrolled in Free eStatements

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • IOLTA Checking

    Gulf Coast Bank's Interest On Lawyer’s Trust Accounts (IOLTA) Checking is designed for attorney’s and law firms as a holding account for their clients. Operating Account required. To apply and learn more, visit a branch location today!

    Service Features
    Earn a higher interest rate with higher balances 
    Free paper statements & eStatements
    Free basic Digital Business Banking^
    Free access to Gulf Coast Bank ATMs & ATMs in the Community Cash Network
    Fees
    No monthly service cycle charge
    No minimum balance required

    Per item fees waived

    Coin & cash service fees waived

    See the Notice of Disclosure for Services and Fees for more details. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges.