Business Savings Solutions

Do you think about planning for the future for your business? We have thought about that for you and offer many options from Savings Accounts to CD’s to Money Markets to make those plans achievable. 

  • Business Savings

    Gulf Coast Bank's Business Savings helps businesses earn a higher interest rate with higher balances. Start your account with as little as $20.00! To apply and learn more, visit a branch location today!

    Service Features
    Interest calculated daily and paid monthly
    Free eStatements
    Free basic Digital Business Banking^
    6 Free debits/withdrawals per month*
    Fees
    Monthly service cycle fee $3
    $4.85 paper statement fee if not enrolled in Free eStatements  
    Monthly service fee waived if a minimum balance of $300 or greater is maintained for the monthly service cycle.
    $5.00 per debit/withdrawal in excess of 6*

    *Federal banking regulations restrict the number of withdrawals and transfers that can be made per month on savings and money market accounts. See disclosures for more information. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • Money Market

    Money Market accounts are interest-bearing accounts. These accounts give customers a safe place to invest money while providing conveniences of check writing. It is the safest place to invest money without giving up access to the funds. Earn a higher rate of interest on your business account the higher your balance grows. To apply and learn more, visit a branch location today! 

    Service Features
    Interest paid monthly
    Free eStatements
    Free basic Digital Business Banking^
    6 Free limited transactions* per month
    Fees
    $10 monthly fee if daily ledger balance falls below $2,500
    $4.85 paper statement fee if not enrolled in Free eStatements
    $10.00 per limited transaction in excess of 6*

    *Federal banking regulations restrict the number of withdrawals and transfers that can be made per month on savings and money market accounts. 

    1. You can make unlimited number of cash withdrawals or transfers to your Gulf Coast Bank accounts in person or by using an ATM 
    2. During any month, you may not make more than 6 withdrawals or transfers to another account of yours or to a third party by means of a preauthorized or automatic transfer or telephone order or instruction, computer transfer, or by check, draft, debit card or similar to a third party. See disclosures for more information. 

    ^Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fees and service charges. 

  • CDs

    Plan for the future and watch the things that matter most to you grow! Visit a branch near you to learn more.

    For CD rates available, click here

  • Select Business Money Market

    Gulf Coast Bank's Select Business Money Market* account is designed for Select Checking^ account holders who are looking to receive a variety of benefits, discounts and perks. To learn more and apply, please phone 504-412-2041 to schedule an appointment with a Private Banker today.

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    Service Features
    Earn a higher interest rate with higher balances than our Commercial Money Market account. Interest is calculated daily and paid monthly. Minimum balance to earn interest is $5,000.  
    Flexibility allowing you to access your money. Convenience of writing checks. 
    Free eStatements 
    Free basic Digital Business Banking**
    6 free debit/withdrawls per month*
    Fees
    $1,000 minimum opening deposit
    $10.00 per limited transaction in excess of six (6)*

    *Federal banking regulations restrict the number of withdrawals & transfers that can be made per month on savings & money market accounts. See disclosures for more information. 

    ^If you no longer meet the eligibility requirements for the Select Business Money Market account, your Select Business Money Market account will be converted to the Commercial Money Market Account and all of the terms and conditions of the Commercial Money Market Account will apply. See Commercial Money Market Product Guide for complete details.  

    **Gulf Coast Bank does not charge a fee for using Digital Business Banking. Message and data rates may apply. Please check with your service provider for specifics on any fee and service charges.