Personal Loans & Credit Cards
Flexible financing and personal guidance to help you move forward with confidence.
Popular loan options
Financing for the things you're planning—and the opportunities you didn't.
CD Secured
Unsecured
Personal lending made personal
Flexible options
Choose from secured and unsecured financing options designed for different personal borrowing needs.
Local decision-making
Personalized service
We'll take the time to understand your needs, answer your questions, and help you explore your options.
Solutions for life's moments
Wave Credit Cards
Wave gives you flexible credit card options with convenient account management and rewards on qualifying purchases.
To apply, complete the application form, then bring it to your nearest Gulf Coast Bank location.
Compare personal loan options
| CD Secured | Unsecured | |
|---|---|---|
| May be a good fit if… | You have an eligible GCB CD | You need financing without collateral |
| Term loan | Available | Up to $10,000 |
| Line of Credit | Available | Up to $25,000 |
| Collateral | Eligible GCB CD | None |
| Flexible terms | Yes | Yes |
The content on this page is for informational purposes only. All loans are subject to credit approval. Terms and conditions apply and are subject to change without notice. For information on GCBT's credit card rewards program, please see the uChoose Rewards Program Terms and Conditions.