Personal Loans & Credit Cards

Flexible financing and personal guidance to help you move forward with confidence.

Popular loan options

Financing for the things you're planning—and the opportunities you didn't.

CD Secured 2webp

CD Secured

Use your Certificate of Deposit or Savings Account as collateral to access funds while keeping your investment intact.
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Unsecured Loan 2webp

Unsecured

Borrow without collateral with flexible term loans or lines of credit for a variety of personal needs.
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Personal lending made personal

Flexible options

Choose from secured and unsecured financing options designed for different personal borrowing needs. 

Local decision-making
Work with bankers who understand our communities and bring local knowledge and experience to the lending process. 
Personalized service

We'll take the time to understand your needs, answer your questions, and help you explore your options. 

Solutions for life's moments
From planned purchases to unexpected expenses, flexible lending options can help you move forward with confidence.
Personal Loans
Gulf Coast Bank Wave Credit Card

Wave Credit Cards

Wave gives you flexible credit card options with convenient account management and rewards on qualifying purchases.

 

To apply, complete the application form, then bring it to your nearest Gulf Coast Bank location.

 

Compare personal loan options

Find the option that fits your needs.
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CD Secured Unsecured
May be a good fit if… You have an eligible GCB CD You need financing without collateral
Term loan Available Up to $10,000
Line of Credit Available Up to $25,000
Collateral Eligible GCB CD None
Flexible terms Yes Yes

The content on this page is for informational purposes only. All loans are subject to credit approval. Terms and conditions apply and are subject to change without notice. For information on GCBT's credit card rewards program, please see the uChoose Rewards Program Terms and Conditions.