1Minimum Opening Deposit Requirements: May vary depending on the account type you choose to open. See additional disclosures for details below.
2Mobile Deposit and Digital Banking: Gulf Coast Bank & Trust Company ("GCBT") does not charge a fee for using Mobile Deposit and Digital Banking. Message and data charges from your mobile provider may apply.
3Student Checking: Parent or legal guardian must be a joint owner on the account. Additional restrictions apply. See additional disclosures for details below.
4Interest Checking: Annual Percentage Yield (APY) and interest rates vary based on whether qualifications are met. The interest rate may change at any time. When the two qualifications stated in the Interest Checking Disclosure are met, as an added benefit, you'll earn a higher interest yield as well as a refund of your ATM fees up to $25.00 in each monthly qualifying cycle.
5Educator Plus Checking: Annual Percentage Yield (APY) and interest rates vary based on account balance. The interest rate may change at any time. See disclosure below for additional details.
6Select Checking: $20 minimum opening deposit. $12.00 monthly maintenance service cycle charge can be waived if you maintain $75,000 or greater in combined average month-to-date balkances in GCB qualifying persona/consumer deposit and investment dollars with GCB Wealth Management. See Select Checking Truth in Savings disclosure for complete information.
7The credit scores presented in SavvyMoney are based on the VantageScore 3.0 scoring model. This score may differ from your FICO score. The credit score presented in SavvyMoney may not be identical in every respect to any consumer credit scores provided by any other company. SavvyMoney utilizes factors from the three major credit reporting bureaus (Equifax, Experian and Transunion) to determine credit score.
Certain restrictions and limitations apply to accounts opened online.
Additional Information: The content of the page is informational only. To qualify for a deposit account at GCBT,additional requirements must be met. All accounts are subject to approval. Additional fees (See Fee Disclosure) and restrictions may apply. All account terms are subject to change, including fees, rates, or features. Contact your local banker for current rate information and additional details. See important disclosures: Free Checking Disclosure, Interest Checking Disclosure, Interest Checking Mississippi Disclosure, Interest Checking Florida Disclosure, Interest Qualification Calendar, Rewards Checking Disclosure, Easy Checking Disclosure, Easy Student Checking Disclosure, Educator Plus Checking Disclosure, Select Checking Disclosure, Opportunity Checking, Interest Checking Combo Disclosure for additional details and fees associated with these products.
Paper Statement Fee: All Checking Accounts must enroll in eStatements to avoid the monthly paper statement fee of $4.85.
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